Smart Money Decisions. Simplified.
I help salaried professionals and NRIs build wealth through mutual funds, insurance planning, and tax-efficient strategies — with honest advice, not sales pitches.
Personalized, regulation-compliant financial solutions — whether you're starting out or optimizing an existing portfolio.
SIP setup, portfolio construction, fund selection, and quarterly reviews. Goal-based portfolios for retirement, education, and wealth creation.
SIP · Lump Sum · Goal-BasedLife, health, and term plan optimization. I review existing policies, find gaps, and recommend the right coverage — no overselling.
Term Life · Health · Critical IllnessEMI optimization, prepayment strategies, balance transfer analysis, and PMAY eligibility. Make your biggest decision with clarity.
EMI Planning · Prepayment · TransferMaximize post-tax returns through ELSS, LTCG optimization, tax-loss harvesting, and strategic fund selection.
ELSS · LTCG Planning · Tax SavingCustomized plans for retirement corpus, children's education, emergency fund building, and wealth preservation.
Retirement · Education · EmergencyAlready investing? I'll audit for hidden costs, underperforming funds, and tax inefficiencies. Many clients save lakhs after one review.
Free First Review · Quarterly TrackingInvesting in India from abroad? I specialize in helping NRIs navigate TCS, FEMA compliance, NRO/NRE accounts, and tax-efficient remittance.
Understand and reclaim the 20% TCS on LRS remittances. Structure transfers to minimize deductions legally.
KYC, fund selection, repatriation planning — I handle the entire process for NRIs investing in Indian mutual funds.
Ensure your India investments comply with RBI/FEMA rules and leverage Double Tax Avoidance Agreements.
Optimize your account structure for seamless investments, repatriation, and tax efficiency across borders.
"Gaurav helped me restructure my entire portfolio. I was paying almost 2% in expense ratios — he moved me to better options and now I'm saving over ₹40,000 per year in costs alone. The quarterly reviews give me real peace of mind."
IT Professional, Bangalore
"As an NRI in the US, I was completely lost with Indian tax rules and TCS. Gaurav made the entire process smooth — from KYC to fund selection to repatriation planning. Highly recommend for any NRI."
NRI, California, USA
"The insurance review saved my family. Gaurav found a pre-existing condition clause that would've gotten our claim rejected. He helped us switch to a better policy before it became an issue. Rare, proactive advice."
Business Owners, Mumbai
I'm an AMFI-certified Mutual Fund Distributor and IRDAI-licensed Insurance Professional. I believe good financial advice shouldn't be complicated, expensive, or reserved for the wealthy.
I work with salaried professionals, young families, and NRIs to build long-term wealth through simple, transparent strategies. No jargon. No hidden commissions. Just honest guidance.
You can also find me simplifying personal finance on Instagram, YouTube, and LinkedIn — weekly content on SIPs, insurance, home loans, and NRI investing.
Book a free 15-minute consultation. No pressure, no sales pitch — just a quick chat to understand your situation.
Quick queries & bookings
gauravmundhra2001@gmail.com
@gauravonfinance